Liability
Coverage for bodily injury or property damage to others, subject to the policy and chosen limits.
Boat / Marine Insurance
More time on the water. More peace of mind.
From weekend cruisers to fishing boats and personal watercraft, find coverage shaped around your vessel, how you use it and where you go.
Agent reviewed · No obligation · California
Cover the whole journey
Protection for more than the hull
Boat policies vary by vessel, carrier and navigation area. A FasTrak agent can help compare the options that fit your plans.
Hull & equipment
Physical damage protection for the vessel and listed equipment, with valuation and deductible choices to discuss.
On-water help
Ask about towing and emergency assistance when a breakdown interrupts a trip.
People & belongings
Explore medical payments, uninsured boater protection, personal effects and fishing gear options.
Built around your boat
The details matter on the water.
A pontoon on an inland lake and a coastal cruiser can have different insurance needs. Tell us about the vessel, operators, waters and seasonal storage so an agent can review the right options.
Request a quote →Powerboats & cruisers
Pontoons & fishing boats
Sailboats
Personal watercraft
Trailers & equipment
Seasonal storage
Common questions
Do I need a separate boat policy?
Homeowners coverage for boats is often limited and depends on the policy. A dedicated boat policy can address liability, physical damage and marine-specific needs. Review your existing terms with an agent.
What affects the quote?
The vessel type, value, horsepower, operators, navigation area, storage, intended use, coverage limits and deductibles can all affect available options and pricing.
Can I use my boat for charter or racing?
Tell us about any charter, business or racing use. These activities may need specialized coverage and an eligibility review.
Coverage availability and terms vary by carrier and policy. A submitted request does not bind coverage.