Terms of Service

Last updated: March 4, 2026

Welcome to fastrakins.com, operated by FasTrak Insurance Solutions Inc. ("FasTrak," "we," "us," or "our"). By accessing or using our website and services, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

1. Services

FasTrak Insurance Solutions is a licensed insurance brokerage (CA License #0L73418) providing insurance comparison, quoting, and brokerage services. We are not an insurance carrier. We act as an intermediary between you and insurance companies to help you find appropriate coverage.

2. Eligibility

You must be at least 18 years of age and a legal resident of the United States to use our services. By using our website, you represent that you meet these requirements.

3. Accuracy of Information

You agree to provide accurate, current, and complete information when submitting forms or requesting quotes. Providing false or misleading information may result in denial of coverage, policy cancellation, or claims denial by the insurance carrier.

4. Quotes and Estimates

Insurance quotes provided through our website are estimates only and are subject to change based on:

A quote is not a guarantee of coverage or pricing. Final rates are determined by the insurance carrier.

5. Communications Consent

By submitting a form on our website and checking the consent box, you expressly consent to receive:

at the phone number and/or email address you provide, for marketing and informational purposes. Message and data rates may apply. Message frequency varies. Consent is not a condition of purchasing any goods or services.

You may revoke consent at any time by replying STOP to any text message, calling (800) 267-5550, or emailing info@fastrakins.com.

6. Payment and Fees

Insurance premiums are paid to the insurance carrier according to the terms of your policy. FasTrak may charge service fees including but not limited to policy fees, broker fees, and DMV service fees. All fees will be disclosed to you before any transaction is processed.

7. Cancellation and Refunds

Policy cancellations are subject to the terms and conditions of the insurance carrier. Broker fees and service fees are generally non-refundable. Contact your agent for specific cancellation terms.

8. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of FasTrak Insurance Solutions Inc. and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, FasTrak Insurance Solutions Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services.

11. Indemnification

You agree to indemnify and hold harmless FasTrak Insurance Solutions Inc., its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or violation of these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Los Angeles County, California.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website constitutes acceptance of the revised Terms.

14. Contact Us

If you have questions about these Terms, contact us:

FasTrak Insurance Solutions Inc.
9928 Atlantic Ave, South Gate, CA 90280
Phone: (800) 267-5550
Email: info@fastrakins.com
CA License #0L73418