Answer a few questions and we'll recommend the right coverage level for your situation.
Lifestyle
Assets
Result
Most people are either over-insured (paying too much) or dangerously under-insured. Our coverage calculator uses your actual financial situation to recommend the right protection level.
California's legal minimum. Covers $30K per person / $60K per accident for injuries, and $15K for property damage. Risky — a single accident can exceed these limits.
Good baseline protection. Covers most accidents without exposing your personal assets. Recommended for average drivers.
Strong protection for families with assets. Covers serious accidents and protects your savings, home equity, and investments.
Maximum protection. Recommended for high-income households, homeowners, and anyone with significant assets to protect.